• Coffee Equipment Financing for NYC Hospitality Businesses

    Preserve cash flow while upgrading to premium commercial espresso machines and coffee equipment. Ioannis Coffee Chef offers flexible financing options through Credit Lease and Klarna, making it easier for Brooklyn restaurants, hotels, and coffee shops to access professional-grade equipment without large upfront costs. Every financed order includes over $1,080 in value: professional installation, certified staff training, and a 1-year warranty.
    Register for wholesale program

Why Finance Your Coffee Equipment?

Preserve Working Capital

Financing commercial coffee equipment allows your business to spread costs over time while maintaining cash reserves for operations, inventory, and staffing. Hotels and restaurants in the NYC metro area use equipment financing to invest in revenue-generating assets without depleting capital.

Access Premium Equipment Now

Don't compromise on quality while waiting to save. Finance La Marzocco, Sanremo, Astoria, Wega, and Iberital machines today and start serving superior coffee immediately. Upgrading equipment drives customer satisfaction and repeat business in competitive Brooklyn markets.

Predictable Monthly Payments

Fixed payment schedules make budgeting simple for hospitality businesses. Whether you're opening a new cafe in Williamsburg or upgrading hotel coffee service in Manhattan, transparent financing terms help you plan ahead.

Tax Benefits

Available

Commercial coffee equipment financing may qualify for Section 179 tax deductions, allowing businesses to write off equipment purchases in the same tax year. Consult your accountant about potential savings on espresso machines, grinders, and brewers.

Our Financing Partners

Credit Lease

For Orders Over $5,000

Credit Lease specializes in foodservice and hospitality equipment financing for restaurants, hotels, and coffee shops. Their commercial lending programs offer:

  • Flexible lease and loan structures

  • Competitive rates for B2B buyers

  • Fast approval timelines (24-48 hours typical)

  • Terms from 12 to 60 months

  • Options for startups and established businesses

Klarna

For Orders Under $5,000

Klarna provides streamlined financing for smaller equipment purchases including grinders, brewers, and accessories. Benefits include:

  • Quick online application process

  • Approval decisions within minutes

  • Pay-over-time options for smaller investments

  • Ideal for cafes and offices upgrading incrementally

Note: Credit card payments incur a 3% processing fee. Financing through Credit Lease or Klarna avoids this surcharge.
What's Included in Your Equipment Purchase

Every commercial coffee machine financed through Ioannis Coffee Chef includes comprehensive support valued at over $1,080:​

  • Professional Installation ($490 value) – Certified technicians handle electrical connections, water line setup, and equipment calibration at your Brooklyn, Manhattan, or NJ location​

  • Staff Training Session ($590 value) – Hands-on training ensures your team operates equipment correctly from day one, covering espresso extraction, milk steaming, and daily maintenance​

  • 1-Year Defective Parts Warranty – Coverage for manufacturing defects on all new machines

  • Water Filtration Consultation – Proper calcium reduction/elimination filters protect your investment and maintain warranty coverage​


All equipment ships FOB from our Brooklyn facility at 919 Flushing Ave, ensuring fast delivery across NYC, New Jersey, and Connecticut.

Financing Process: 5 Simple Steps

1. Request Equipment Quote
Browse our selection of Sanremo, Astoria, Wega, and Iberital espresso machines. Contact our team to discuss your cafe, restaurant, or hotel needs and receive detailed equipment recommendations.​

2. Choose Your Financing Partner
Select Credit Lease for orders over $5,000 or Klarna for smaller purchases. Our team provides application links and guidance throughout the process.​​

3. Complete Application
Submit basic business information including EIN, bank statements (3-6 months typical), and equipment quote. Most approvals process within 24-48 hours.

4. Review Terms & Sign
Receive transparent lease or loan terms with fixed monthly payments. No hidden fees beyond the optional 3% credit card surcharge if paying by card.​​

5. Equipment Delivery & Installation
Once financing is approved, we order your equipment (lead times: 1-3 weeks for espresso machines, 5-7 weeks for commercial drip brewers). Our certified installation team schedules delivery, completes professional setup, and conducts on-site staff training.

Deposits & Returns

All equipment deposits are non-refundable and passed directly to manufacturers. Wholesale commercial coffee machine sales are final with no returns. This policy ensures we can offer competitive pricing to Brooklyn and NYC hospitality businesses.

Warranty Requirements

Your 1-year defective parts warranty requires installation and ongoing maintenance of a water filtration system with calcium reduction or elimination. Failure to maintain proper filtration voids warranty coverage. Our installation team will assess your water quality and recommend appropriate filters during setup.

Shipping Terms

All equipment ships FOB (Free on Board) from Brooklyn, NY. Delivery is included within the NYC metro area including Manhattan, Brooklyn, Queens, Bronx, Staten Island, and nearby New Jersey and Connecticut locations.

What credit score do I need for equipment financing?
Most financing partners require a credit score of 600 or higher, though requirements vary by lender. Credit Lease works with startups and businesses with challenged credit. Contact us to discuss your specific situation.
Can I finance equipment for a new coffee shop?
Yes. Many wholesale coffee equipment financing programs support startups with strong business plans. Provide your business plan, location details, and projected financials during the application process.
How long does financing approval take?

Credit Lease typically provides decisions within 24-48 hours. Klarna offers instant approvals for qualifying applicants. Once approved, equipment lead times are 1-3 weeks for espresso machines and 5-7 weeks for commercial brewers.

What types of equipment can I finance?

Finance commercial espresso machines, coffee grinders, batch brewers, water filtration systems, and related accessories. We carry Sanremo, Astoria, Wega, and Iberital brands.

Is training really included?

Yes. Every equipment purchase includes a complimentary on-site staff training session (valued at $590). Our certified trainers teach espresso extraction, milk texturing, machine cleaning, and troubleshooting basics.

What if I need service after installation?

Access our customer portal to submit maintenance requests, track warranty status, and schedule service appointments. Our Brooklyn-based technician team provides ongoing support throughout your equipment's lifespan.

Get Started with Equipment Financing

Ready to upgrade your restaurant, hotel, or cafe with premium coffee equipment?
Contact Ioannis Coffee Chef to discuss financing options for commercial espresso machines and brewers.

Monday-Friday 8 AM-6 PM
Book Appointment
Items have been added to cart.
One or more items could not be added to cart due to certain restrictions.
Added to cart
Your cart has item(s).
- Can't add this product to the cart now. Please try again later.
Quantity updated
- An error occurred. Please try again later.
Deleted from cart
- Can't delete this product from the cart at the moment. Please try again later.